The most uncomfortable time of the year… End of the year budget.
This the time to look at your finances and decide if you overspent or on track.
Well, I overspent. There was a time in my life where I was so good at saving. That time has passed.
I have been a full time mom for 7 years but the last 2 -3 years money has been tighter. We have one income and lead a fairly modest lifestyle but unfortunately, the city we live in has become more expensive.
Challenge – Only spending on necessities for the next 60 days. Becoming more mindful of what I am spending my money on.
I am scheduled to meet up with some old work friends for dinner. I will be thoughtful when ordering. This should be interesting.
Will this challenge make me spend less and save more?
2020 Money spent on